Ruchi Srivastava, Author at Insightful Peek

Blog Finance

How to become a Crorepati with a simple investment in the Public Provident Fund?

Ruchi Srivastava3 September 2024

For many individuals, the dream of becoming a crorepati (a millionaire in Indian rupees) may seem out of reach, especially when relying on simple investment strategies. Achieving this goal can...

Blog Finance

Unified Pension Scheme (UPS) Vs National Pension Scheme (NPS): Details, Benefits, and Returns

Ruchi Srivastava29 August 202429 August 2024

The pension schemes in India are varied, and designed to meet the different needs of public and private sector employees. It's important to understand these schemes to make well-informed retirement...

Blog Finance

What are PPF Withdrawal Rules and Calculator: Guide to Partial, Early, and Post-15-Year Closures

Ruchi Srivastava27 August 2024

The Public Provident Fund (PPF) is a highly favored savings scheme in India, primarily due to its assured returns and attractive tax benefits, which make it an appealing option for...

Blog Finance

Can I withdraw from my Public Provident Fund (PPF) Before 15 Years?

Ruchi Srivastava24 August 2024

The Public Provident Fund (PPF) is a widely favored long-term investment choice in India, known for its appealing interest rates, tax advantages, and assured returns, making it popular among conservative...

Blog Finance

Filed Your 2024 Income Tax Return? Here’s the Latest Update You Need to Know

Ruchi Srivastava23 August 202423 August 2024

If you’ve filed your 2024 income tax return, you’re ahead of the curve. However, submitting your paperwork is just the beginning. Tax laws and regulations may change, so it's crucial...

Blog Finance

I am 25 years old, and looking for High Returns investment platforms: How can I start investing?

Ruchi Srivastava15 August 202415 August 2024

At 25, you’re in an ideal position to begin investing and setting the stage for a financially secure future. The twenties are often considered the best time to start investing,...

Blog Finance

Pradhan Mantri Awas Yojana (PMAY) Scheme 2024: Eligibility, Documents Required, and How to Apply

Ruchi Srivastava14 August 202414 August 2024

Having a home is a universal dream that is easily achieved by the privileged with the help of home Loan but often feels out of reach for the underprivileged. However,...

Blog Finance

Gold Rate Drops in India: Check Today’s 22 Carat Gold Rate in your City

Ruchi Srivastava13 August 202413 August 2024

Humans have long prized gold above all other metals, recognizing its enduring worth. Throughout history, gold has been revered by ancient civilizations and continuously sought after and utilized for centuries....

Blog Finance

What is Blue Aadhaar Card: Meaning, Importance, and How to Apply

Ruchi Srivastava31 July 2024

We all recognize the significance of possessing an Aadhaar Card. It serves as a nationwide identity proof. Whether you're looking to rent a home or purchase a vehicle, having an...

Blog Finance

Union Budget 2024-25 Highlights: Revised Tax Slab Rates for Salaried Individuals and Custom Duties on Gold & Silver

Ruchi Srivastava24 July 202424 July 2024

Finance Minister Nirmala Sitharaman delivered her seventh consecutive Union Budget 2024-25 on July 23rd, 2024 during the Budget session of parliament. This milestone makes her the first finance minister to...