Ruchi Srivastava, Author at Insightful Peek

Blog Finance

Top 5 Government Savings Schemes that give higher Interest than FDs in 2025

Ruchi Srivastava30 May 202530 May 2025

Fixed deposits (FDs) have long been a preferred choice for Indian investors seeking safe and stable returns. However, with FD interest rates currently hovering around 6–7% and banks frequently slashing...

Blog Finance

Top 3 Defence Stocks to Watch for Your 2025 Investment Portfolio

Ruchi Srivastava16 May 20253 July 2025

The recent ceasefire between India and Pakistan has unexpectedly opened new doors for Indian defence firms to showcase their products in global markets. With tensions easing, these companies seized the...

Blog Finance

Pakistan Stock Market Crashes 6,500 Points as India Launches Operation Sindoor on 7th May 2025

Ruchi Srivastava7 May 20253 July 2025

Following the launch of India’s Operation Sindoor on the night of May 7, 2025, the Pakistan Stock Exchange (PSX) suffered a historic crash, plunging over 6,500 points and triggering widespread...

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Indian Banks Minimum Balance Requirement Rules 2025: SBI, PNB, HDFC Updates & Penalty Tips

Ruchi Srivastava6 May 20253 July 2025

Starting April 1, 2025, leading banks like State Bank of India (SBI), Punjab National Bank (PNB), and HDFC Bank will implement revised minimum balance requirements for savings accounts. These updates...

Blog Finance

Best SIP Investment Options in Mutual Funds for May 2025

Ruchi Srivastava2 May 20253 July 2025

May 2025 has just begun, and we are all waiting for the new schemes and mutual funds to be launched. It's recommended that you make an investment at the beginning...

Blog Finance

Looking for Better FD Rates in 2025? RBL and Union Bank Offer Up to 8.5% for Selected Investors

Ruchi Srivastava29 April 2025

In 2025, fixed deposits (FDs) remain a popular investment choice for those seeking safe options with steady returns. For investors looking to earn more this year, Union Bank of India...

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Sovereign Gold Bond 2025: RBI Announces Early Redemption of 2017-18 and 2018-19 SGBs on April 23rd, 2025

Ruchi Srivastava25 April 202525 April 2025

The Reserve Bank of India (RBI) has announced the premature redemption of two Sovereign Gold Bond (SGB) tranches—Series IV (2017-18) and Series II (2018-19). Eligible investors who have completed the...

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Gold Prices Cross ₹1 Lakh per 10 Grams – Key Reasons Behind the Price Hike

Ruchi Srivastava22 April 202522 April 2025

The continuous surge in gold prices over the past two months has left investors anxious and uncertain about their ability to invest in gold. The recent news that the price...

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IDFC First Bank Shares 2025: Share Prices Fall 4% as Board Approves ₹7,500 Crore Preferential Issue

Ruchi Srivastava21 April 202521 April 2025

In today’s market, IDFC First Bank's shares slipped by 4.2% to ₹60.66 on the NSE after the bank’s board approved a major fundraise through a preferential issue of equity shares....

Blog Finance

Best Focused Mutual Funds to Invest in April 2025

Ruchi Srivastava16 April 202516 April 2025

Investors in mutual funds often believe that holding a concentrated portfolio is necessary to achieve better returns. They believe that many mutual fund schemes deliver only average returns due to...