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As June arrives, investors will want to know the best SIP Investment Options for diversifying their investment portfolios. As markets continue to evolve and economic conditions fluctuate, selecting the right SIP portfolio is crucial for optimizing long-term returns. If you’re looking to start or revise your mutual fund SIPs in June 2025, here are some top choices to consider—selected based on performance, reliability, and category trends.
In this Blog, we provide guidance for investors like you. We’ve compiled a range of schemes tailored to your risk appetite, investment duration, and budget.
What are Mutual Funds?
Mutual funds are financial tools that collect money from multiple investors in order to create a diversified portfolio of investments, which includes stocks, bonds, and other securities. Investors receive units that reflect their share in the fund’s total assets. By spreading investments across different assets, mutual funds help lower risk. They are available in various forms—such as equity, debt, hybrid, and index funds—to suit different goals and risk preferences. Investments can be made either as a lump sum or through SIPs.
List of SIP Mutual Fund Portfolios by ET Mutual Funds
1. Portfolio for Conservative Investors
| SIP Amount | Fund Category | Scheme Name | Allocation (%) |
| ₹2,000–₹5,000 | Equity: Large Cap | Canara Robeco Bluechip Equity Fund – Direct Plan – Growth | 50% |
| Hybrid: Conservative Hybrid | ICICI Prudential Regular Savings – Direct Plan – Growth | 50% | |
| ₹5,000–₹10,000 | Equity: Large Cap | Canara Robeco Bluechip Fund – Direct Plan – Growth | 30% |
| Equity: Large Cap | Mirae Asset Large Cap Fund / Axis Bluechip Equity Fund – Direct Plan – Growth | 20% | |
| Hybrid: Conservative Hybrid | ICICI Prudential Regular Savings – Direct Plan – Growth | 50% | |
| Above ₹10,000 | Equity: Large Cap | Canara Robeco Bluechip Fund – Direct Plan – Growth | 25% |
| Equity: Large Cap | Mirae Asset Large Cap Fund / Axis Bluechip Equity Fund – Direct Plan – Growth | 15% | |
| Equity: Flexi Cap | Parag Parikh Flexi Cap Fund / Canara Robeco Flexi Cap Fund – Direct Plan – Growth | 10% | |
| Hybrid: Conservative Hybrid | ICICI Prudential Regular Savings – Direct Plan – Growth | 50% |
2. Portfolio for Moderate Investors
| SIP Amount | Fund Category | Scheme Name | Allocation (%) |
| ₹2,000–₹5,000 | Equity: Large Cap | Canara Robeco Bluechip Equity Fund – Direct Plan – Growth | 65% |
| Hybrid: Conservative Hybrid | ICICI Prudential Regular Savings – Direct Plan – Growth | 35% | |
| ₹5,000–₹10,000 | Equity: Large Cap | Canara Robeco Bluechip Equity Fund – Direct Plan – Growth | 40% |
| Equity: Flexi Cap | Parag Parikh Flexi Cap Fund / UTI Flexi Cap Fund / Canara Robeco Flexi Cap Fund – Direct Plan – Growth (in order of choice) | 25% | |
| Hybrid: Conservative Hybrid | ICICI Prudential Regular Savings – Direct Plan – Growth | 35% | |
| Above ₹10,000 | Equity: Large Cap | Canara Robeco Bluechip Equity Fund – Direct Plan – Growth | 25% |
| Equity: Large Cap | Mirae Asset Large Cap Fund / Axis Bluechip Fund – Direct Plan – Growth | 15% | |
| Equity: Flexi Cap | Parag Parikh Flexi Cap Fund / UTI Flexi Cap Fund / Canara Robeco Flexi Cap Fund – Direct Plan – Growth | 25% | |
| Hybrid: Conservative Hybrid | ICICI Prudential Regular Savings – Direct Plan – Growth | 35% |
3. Portfolio for Aggressive Investors
| SIP Amount | Fund Category | Scheme Name | Allocation (%) |
| ₹2,000–₹5,000 | Equity: Flexi Cap | Parag Parikh Flexi Cap Fund / PGIM India Flexi Cap Fund – Direct Plan – Growth | 50% |
| Equity: Large Cap | Canara Robeco Bluechip Equity Fund – Direct Plan – Growth | 50% | |
| ₹5,000–₹10,000 | Equity: Flexi Cap | Parag Parikh Flexi Cap Fund / PGIM India Flexi Cap Fund – Direct Plan – Growth | 30% |
| Equity: Large Cap | Canara Robeco Bluechip Equity Fund – Direct Plan – Growth | 25% | |
| Hybrid: Aggressive Hybrid | Mirae Asset Hybrid Equity Fund / SBI Equity Hybrid Fund / Canara Robeco Equity Hybrid Fund – Direct Plan – Growth | 10% | |
| Equity: Mid Cap | PGIM India Midcap Opportunities Fund / Axis Midcap Fund / Invesco India Mid Cap Fund – Direct Plan – Growth | 35% | |
| Above ₹10,000 | Equity: Large Cap | Canara Robeco Bluechip Equity Fund – Direct Plan – Growth | 20% |
| Equity: Small Cap | Axis Small Cap Fund / SBI Small Cap Fund / Nippon India Small Cap Fund – Direct Plan – Growth | 10% | |
| Equity: Flexi Cap | Parag Parikh Flexi Cap Fund / PGIM India Flexi Cap Fund – Direct Plan – Growth | 25% | |
| Equity: Large & Mid Cap | Axis Growth Opportunities Fund / Canara Robeco Emerging Equities Fund – Direct Plan – Growth | 15% | |
| Hybrid: Aggressive Hybrid | Mirae Asset Hybrid Equity Fund / SBI Equity Hybrid Fund / Canara Robeco Equity Hybrid Fund – Direct Plan – Growth | 10% | |
| Equity: Mid Cap | PGIM India Midcap Opportunities Fund / Axis Midcap Fund / Invesco India Mid Cap Fund – Direct Plan – Growth | 20% |
Benefits of investing in SIP (Systematic Investment Plan) mutual fund portfolios
1. Consistent Investment Discipline: SIPs promote steady and regular investing habits, helping investors remain focused on achieving their financial objectives.
2. Rupee Cost Averaging Advantage: By putting in a fixed amount periodically, you purchase more units when prices drop and fewer when prices rise, which lowers your average investment cost over time.
3. Compounding Benefits: Investing through SIPs over the long term allows your returns to generate additional earnings, significantly boosting growth.
4. Affordable Start: SIPs can be initiated with small amounts (starting from ₹500), making mutual fund investing accessible to almost everyone.
5. Risk Reduction through Diversification: SIP portfolios typically contain a balanced mix of equity, debt, and hybrid funds across various sectors, helping to spread and minimize risk.
6. Tailored to Different Risk Levels: SIP portfolios can be customized to suit conservative, moderate, or aggressive investor risk preferences.
7. Flexible Investment Options: You have the freedom to increase, decrease, pause, or stop your SIP investments anytime to adapt to changing financial circumstances.
8. Focused on Financial Goals: SIPs are well-suited for achieving long-term goals such as retirement planning, funding education, or purchasing property.
Final Thoughts
The ideal SIP investment for June 2025 varies based on your personal objectives, risk tolerance, and investment duration. Although the funds mentioned have demonstrated steady performance, it’s important to keep in mind that past results do not ensure future outcomes. Always check the most recent fund factsheets and seek advice from a financial professional if needed before making any investment decisions. By initiating or maintaining your SIPs in June 2025, you’re making a proactive move toward building wealth over the long term.
Sources: msn.com
