Ruchi Srivastava, Author at Insightful Peek

Blog Finance

SBI Annuity Deposit Scheme 2024: Eligibility, Features, Interest Rates, and Benefits

Ruchi Srivastava3 July 20243 July 2024

In the field of financial planning, ensuring a reliable income after retirement is crucial as it could directly impact an individual's capacity to sustain their lifestyle, manage medical costs, and...

Blog Finance

CIBIL Score: Meaning, Importance, Benefits, and How to Increase CIBIL Score

Ruchi Srivastava26 June 2024

In recent times, it has become increasingly difficult to fulfill all your needs and desires solely with your salary or other sources of income. As a result, people often need...

Blog Finance

Good News for Bond Investors! Retail Investors can Now Purchase Bonds for Just Rs.10,000!

Ruchi Srivastava24 June 2024

Investing in bonds has always been considered a safe and steady way to grow wealth. However, the high entry cost, often requiring a minimum of Rs. 1 lakh, has discouraged...

Blog Finance

Explore Masala Bonds: Meaning, Features, Benefits, and Impact on Indian Economy and Investors

Ruchi Srivastava21 June 2024

Nowadays, new and innovative financial investment instruments are always being developed, providing various options for businesses and investors of all sizes. One such option that has attracted a lot of...

Blog Finance

SEBI Launches Saarthi 2.0 Mobile App: A New Era in Personal Finance and Combating Financial Misinformation

Ruchi Srivastava13 June 2024

Nowadays, social media can be biased or misleading, so it's important to have a reliable and unbiased source for investment information. To invest effectively in the dynamic financial markets, a...

Blog Finance

Bond Funds vs Bonds: What’s the Best Investment for You?

Ruchi Srivastava1 June 2024

Investing in bonds or bond funds is a strategic approach to diversify your portfolio and secure a steady income. However, for newcomers to investing, deciding between individual bonds and bond...

Blog Finance

What are Index Funds? Exploring Types, Risks, and How They Work

Ruchi Srivastava31 May 202431 May 2024

Index funds have become increasingly popular among investors of all levels, from beginners to experts. Their appeal lies in their low costs and easy management. However, many people still don't...

Blog Finance

I am 35 years old. How should I Invest Rs. 10 Lakh with equities, FDs, Mutual Funds, and SGBs to diversify my investment portfolio?

Ruchi Srivastava8 May 2024

I'm 35 and began investing in stocks 5 years ago. I've saved around Rs 10 Lakh, split between stocks (50%), fixed deposits (15%), mutual funds (25%), and sovereign gold bonds...

Blog Finance

Flex Funds: Significance, Investment Potential, and Role in the Financial World

Ruchi Srivastava5 May 20245 May 2024

If you've heard about "Flex Funds" and want to learn more about them as a good investment, this blog is for you. Flex Funds are getting a lot of attention...

Blog Finance

Which taxes are applicable if you sell Gold or SGB (Sovereign Gold Bonds) in 2024

Ruchi Srivastava2 May 20242 May 2024

In today’s world of investment, Gold investment is the most preferred and popular choice among investors. People love it because it's seen as a safe bet when things get shaky,...