Ruchi Srivastava, Author at Insightful Peek

Blog Finance

What are Index Funds? Exploring Types, Risks, and How They Work

Ruchi Srivastava31 May 202431 May 2024

Index funds have become increasingly popular among investors of all levels, from beginners to experts. Their appeal lies in their low costs and easy management. However, many people still don't...

Blog Finance

I am 35 years old. How should I Invest Rs. 10 Lakh with equities, FDs, Mutual Funds, and SGBs to diversify my investment portfolio?

Ruchi Srivastava8 May 2024

I'm 35 and began investing in stocks 5 years ago. I've saved around Rs 10 Lakh, split between stocks (50%), fixed deposits (15%), mutual funds (25%), and sovereign gold bonds...

Blog Finance

Flex Funds: Significance, Investment Potential, and Role in the Financial World

Ruchi Srivastava5 May 20245 May 2024

If you've heard about "Flex Funds" and want to learn more about them as a good investment, this blog is for you. Flex Funds are getting a lot of attention...

Blog Finance

Which taxes are applicable if you sell Gold or SGB (Sovereign Gold Bonds) in 2024

Ruchi Srivastava2 May 20242 May 2024

In today’s world of investment, Gold investment is the most preferred and popular choice among investors. People love it because it's seen as a safe bet when things get shaky,...

Blog Finance

Top Stocks that can give you 19% to 35% Returns in 2024

Ruchi Srivastava21 April 202421 April 2024

In the uncertain and risky world of the stock market, identifying investment opportunities that can give you multi-bagger returns is comparatively more difficult than other investment opportunities. In a recent...

Blog Finance

New RBI Guidelines: Changes in Loan-taking Rules from October 1st, 2024

Ruchi Srivastava18 April 2024

If you're considering taking out a loan in the near future, it's essential to stay informed about the recent Reserve Bank of India (RBI) guidelines for loan regulations. Effective from...

Blog Finance

What is Central KYC: Benefits, Mechanisms, and How to Obtain a CKYC Number

Ruchi Srivastava14 April 202414 April 2024

Are you fed up with handing in the same KYC documents every time you open a new bank account or invest in a mutual fund? Every time keep giving the...

Blog Finance

Planning to buy your Home on Loan 2024: Expert tips to Lower your EMIs and Save Money

Ruchi Srivastava13 April 202413 April 2024

Are you considering buying your dream home with a loan in 2024? Lots of people dream of owning a home, but for most, achieving this dream entails obtaining a Home...

Blog Finance

Strategies for Tax Savings for the Financial Year End 2023-24

Ruchi Srivastava30 March 2024

As the financial year end 2023-24 is approaching, it's highly important to seize each and every opportunity in order to save on taxes. “A penny saved is a penny earned”,...

Blog Finance

Electoral Bonds: Their Definition, Importance, and Role in Political Financing 2024

Ruchi Srivastava17 March 202418 March 2024

The term "Electoral Bond" has recently captivated the attention of many, particularly as the anticipation builds for the upcoming General Elections of 2024. However, this surge in interest is no...